Privacy Policy

How do we collect and handle your information?

Rev. 7/18

Florida Real Estate Title & Closings, Inc, a Florida corporation (“Florida Title & Closings”)

FACTS

How does Florida Title & Closings handle your personal information?

Why?

Title Insurance agencies and other financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing of their information. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Transaction history and payment history
  • Purchase history and account balances

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies like us can share their customers’ personal information; the reasons Florida Title & Closings chooses to share; and whether you can limit this sharing or not.

Reasons we can share your personal information

Does Florida Title & Closings share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes –

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

To limit our sharing: Florida Real Estate Title & Closings may share your information with its affiliates so that the affiliates can market to you. To prevent this sharing, contact us by one of the following methods:

  • Call (754) 777-8927; or
  • Visit us online: here

Please note: If you are a new customer, we can begin sharing your information [30] days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call (754) 777-8927

Who we are

Who is providing this notice?

Florida Real Estate Title & Closings, Inc., a Florida corporation, which is a title insurance agency and settlement services agent.

WHAT WE DO

How does Florida Title & Closings protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Florida Title & Closings collect my personal information?

We collect your personal information, for example, when you:

  • Apply for insurance
  • Give us your contact information
  • Show your driver’s license or other government-issued ID
  • Make a wire transfer
  • Tell us who receives the money or where to send the money

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for a file I hold jointly with someone else?

Your choices will apply to everyone on your file.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as American Hebrew Insurance.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Florida Title & Closings does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Florida Title & Closings does not jointly market.